VA Home Loans in Iowa | Zero Down, No PMI | Louie Wickett, Des Moines

VA loans are guaranteed by the U.S. Department of Veterans Affairs and are available to eligible veterans, active-duty service members, National Guard and Reserve members, and some surviving spouses.

VA loan highlights

No down payment required for eligible borrowers
No monthly mortgage insurance
Funding fee exemption for veterans receiving VA disability compensation
Reusable benefit. Entitlement can be restored after you sell.
Assumable by qualified buyers
Limits on closing costs veterans can be charged, and sellers can contribute

Iowa's $5,000 military grant

The Iowa Finance Authority's Military Homeownership Assistance program offers eligible veterans, service members and surviving spouses a $5,000 grant toward buying a home in Iowa, subject to annual funding.

Learn more

Read VA loan benefits most veterans don't know about.

Getting started

The first step is pulling your Certificate of Eligibility. I can usually do it in minutes. Thank you for your service. Reach out or apply online.

Frequently asked questions

Do VA loans require a down payment?

No down payment is required for eligible borrowers with full entitlement, subject to lender and VA guidelines.

Who is exempt from the VA funding fee?

Veterans receiving VA disability compensation are generally exempt, along with certain surviving spouses and some active-duty Purple Heart recipients. Your Certificate of Eligibility shows your funding fee status.

How do I get my VA Certificate of Eligibility?

Your lender can usually request it online through the VA in minutes. You can also request it yourself through VA.gov.